Your spouse and your children may be considered your dependents in your health insurance policy.

A dependent spouse must be a legally married or legally recognised domestic partner.

A dependent child must be an unmarried, natural child, a stepchild, a child of a dependent spouse, or a legally adopted child who is:

• under the age of 19; or
• under the age of 26 if the child is in full-time attendance in a recognised school, college, or university; or
• age 19 and over, and impaired by reason of mental illness, physical illness or disability or intellectually disabled, incapable of physical or financial self-support, and unable to meet the essential requirements for physical health, safety, or self-care