Your Benefits at a Glance



Argus is focused on providing progressive programmes, tools, and benefits to encourage our members to be proactive about their health and wellbeing, use their health plan more effectively, and manage their personal healthcare costs. Discover the key plan benefits below that support preventive care.


Annual Health Check-ups

Annual health check-ups are a proactive way to catch potential issues early, ensuring you stay healthy and avoid more serious problems down the line.

Benefit

Description

Approved Providers

Annual Physical Exams

Voluntary annual health examination (including gynecological exam) and associated diagnostic tests

Note that there is no co-pay at Island Health Services and Family Practice Group for GP and specialists visits including annual exams

Local and Overseas General Practitioners, Specialists

Annual Eye Exam

Annual eye exam and routine diagnostic testing

Licensed ophthalmologist or optometrist

Annual Foot Exam

Annual diabetic foot exam

Registered chiropodist or podiatrist

Dental Exam every six months

Complete diagnostic oral exam and preventive services including cleaning, polishing, and scaling

Licensed dentist or dental hygienist under the supervision of a dentist

 

Preventive Health Programmes & Services

Argus provides coverage for programmes that will assist in reducing health risks such as obesity and smoking.

Benefit

Description

Approved Providers

HEALTH RISK REDUCTION

Allergy, Breathing & Hearing Counselling

Individuals visits for the treatment of asthma, COPD, allergies and hearing disorders

Certified Specialists

Complementary Alternative Therapies

Individual massage therapy and acupuncture sessions

Approved massage therapists

CORE Programme

Individualised chronic disease management programme

The Bermuda Heart Foundation/ CORE Health & Fitness Center

Diabetes Rewind Programme

Approved diabetes specialist- supervised, 12-month programme

Island Health Services & Bermuda Diabetes Association

Foot Exam

Follow-up preventive foot exams

Registered chiropodist or podiatrist

Medical Nutritional Therapy

Individual and group sessions

Registered Dietitians

Medical Weight Loss Management Programme

Approved physician-supervised, medical weight management programme

Bermuda Wellness & Outreach Center, Ocean Rock Wellness, Northshore Medical & Aesthetics Center, PFR Wellness/eFit

Physical Medicine

Individual and group physio and occupational therapy sessions and may include complementary/ alternative therapy (depending on your benefit plan)

Registered Physiotherapists and occupational therapists, approved complementary/alternative therapy providers

Smoking Cessation Programme

Approved 4-week, group therapy programme to tackle the habit and emotional aspects of smoking

Pathways Bermuda

 

Mental Health & Wellness Resources

Argus provides coverage for resources that can help improve mental health. Our Thrive. Population Health & Wellness Programme offers tools to support employee wellbeing.

Benefit

Description

Approved Providers

MENTAL WELLBEING

Clinical Psychologist/Group Therapy

Individual and group sessions

Clinical Psychologist

Counselling

Individual and group sessions

Counsellors under the supervision of a Clinical Psychologist

Student Hotline

Robust mental health support for Argus students studying overseas with 24/7 confidential counselling via phone or app. Hotline Numbers: (U.S. and Canada) 1-855-649-8641;

(Outside U.S. and Canada) 001-416-380-6578

TELUS Health

App-based/Online Therapy Memberships

Talk therapy membership service that allows communication via live chat, phone calls and video conferencing, available 24/7, in many languages.

Approved virtual therapy platforms that include BetterHelp, TalkSpace, etc.

FREE THRIVE. HEALTH & WELLNESS RESOURCES

Thrive. Case Management

Voluntary, one-on-one care coordination service to support members in building the skills and confidence needed to take an active role in managing their chronic health conditions. Email thrive.nurse@argus.bm to enrol.

Wellness Rewards

With our mobile app, earn $5 for hitting your weekly target of 150 active minutes. That’s up to $260 per year!

On-site Health Screenings

15-minute, private appointments with our Thrive. Nurses and partners, which include blood pressure and blood sugar measurements, mental health screening, and musculoskeletal screening.


If you have questions about approved providers or want to learn more about the benefits available to you, contact us at (441) 298-0888 or insurance@argus.bm.


DISCLAIMER: The content in this article is for informational purposes only and is not intended to be a substitute for professional medical advice, diagnosis or treatment.